Step 20 to Selling Your Home: Schedule the Closing Date

We are way pass the Attorney Review period. Inspection and repair negotiation are over. The buyer’s mortgage commitment is received. We can tentatively put your closing date on the calendar.

Why Tentative?

Even with mortgage commitment in place, the transaction isn’t fully ready to close until we receive the lender’s Clear to Close (CTC). That’s the official green light confirming the loan has passed final underwriting and the buyer is cleared for settlement.

Do Sellers Attend Closing?

In New Jersey, most sellers do not attend closing in person. Instead:

• Your attorney will schedule a time about a week before closing for you to pre-sign your documents.

• On closing day, your attorney represents you, and the buyer attends to finalize the transfer.

That said, if you’d prefer to attend the closing and sign in person, you absolutely can—just let us know your preference.

If you do not have an attorney, our title company can email you your closing docs (which includes the deed) and you can sign in front of a notary. A scan will need to be reviewed by title before you overnight the originals. Or I can pick them and bring the originals to closing on your behalf.

Why Pre-Signing Helps

Pre-signing documents:

• Saves you time on closing day

• Helps identify any issues early

• Allows your attorney to handle closing seamlessly while you focus on moving out

Bottom Line

Once mortgage commitment is received, we’ll tentatively schedule your closing date. Once the lender issues the Clear to Close, that date is locked in and we’re in the home stretch!

💡 Need clarity on your timeline?
Kathleen Quarterman, Quarterman Realty Group will walk you through every step from mortgage commitment to Clear to Close. Call 609-948-4306 or email info (@) quartermangroup.com with any questions.


← Previous: Step 19: Hire Movers & Begin Packing

• Next →: Step 21: Schedule you Utilities to End

• See All Steps…